Financial Services – Overview of Retail Banking

Contents

What You’ll Learn Requirements Description Who this course is for:

What
You’ll Learn

Definition of retail banking
Structure of retail banking
Products and Services
Regulation
Deposit Protection
Examples
Core products: savings
current
and deposit accounts
Loans
mortgages
and overdrafts
Credit cards and personal
Foreign exchange services
Insurance
Wealth Management offerings
Banking regulations and consumer protection

Requirements

Interest in finance or banking
Basic computer literacy
Willingness to learn financial concepts
Strong communication skills
No prior banking experience required

Description

Overview of Retail Banking

Retail banking is at the heart of every economy. It’s where individuals manage their finances, access credit, save for the future, and build financial security.

This course, Financial Services – Overview of Retail Banking, provides learners with a foundational and practical understanding of the products, services, operations, and regulatory framework that define modern retail banking.

Whether you’re a budding finance professional, entrepreneur, student, or someone looking to navigate the banking world with confidence, this course will equip you with critical knowledge and practical insights, illustrations and examples. You’ll learn how savings, deposit and current accounts work, the various types of each of these, features, the role of credit cards and personal loans, how mortgages work – high level and how banking services will need to continue to look at ways to remain, increase their focus and be customer-centric in the digital age.

I also discuss the importance of digital technology in the current world, how banks are deploying technology and other potential future trends.

What you will learn: